Yes Bank, UMIYA URBAN COOP BANK WARDHAMAN NGR, NAGPUR Branch IFSC Code

The IFSC code YESB0UMIB02 is assigned to Yes Bank, UMIYA URBAN COOP BANK WARDHAMAN NGR located in NAGPUR, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Yes Bank
IFSC Code YESB0UMIB02
MICR Code 440801002
Branch Code UMIB02
Branch UMIYA URBAN COOP BANK WARDHAMAN NGR
City NAGPUR
District NAGPUR
State MAHARASHTRA
Address 194,SHRI AMBE BUILDING,VAISHNAVDEVI CHAOWK,CA ROAD, WARDHAMAN NAGAR, NAGPUR-440008 Maps
Contact +919503347047

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

YESB Bank Code
0 Reserved (0)
UMIB02 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

440 City Code
801 Bank Code
002 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code YESB0UMIB02 is the Indian Financial System Code assigned to Yes Bank, UMIYA URBAN COOP BANK WARDHAMAN NGR branch in NAGPUR, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in NAGPUR, NAGPUR, MAHARASHTRA. The full address is: 194,SHRI AMBE BUILDING,VAISHNAVDEVI CHAOWK,CA ROAD, WARDHAMAN NAGAR, NAGPUR-440008

The branch code is UMIB02. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Yes Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 440801002. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: YESB0UMIB02
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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