Utkarsh Small Finance Bank, BUDHANA, MUZAFFARNAGAR Branch IFSC Code

The IFSC code UTKS0002008 is assigned to Utkarsh Small Finance Bank, BUDHANA located in MUZAFFARNAGAR, UTTAR PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Utkarsh Small Finance Bank
IFSC Code UTKS0002008
MICR Code 251762004
Branch Code 002008
Branch BUDHANA
City MUZAFFARNAGAR
District MUZAFFARNAGAR
State UTTAR PRADESH
Address UTKARSH SMALL FINANCE BANK LTD GROUND FLOOR,BUDHANA TO KANDHLA ROAD,BUDHANA,DISTRICT - MUZAFFARNAGAR,UTTAR PRADESH -251309 Maps
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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UTKS Bank Code
0 Reserved (0)
002008 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

251 City Code
762 Bank Code
004 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UTKS0002008 is the Indian Financial System Code assigned to Utkarsh Small Finance Bank, BUDHANA branch in MUZAFFARNAGAR, UTTAR PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in MUZAFFARNAGAR, MUZAFFARNAGAR, UTTAR PRADESH. The full address is: UTKARSH SMALL FINANCE BANK LTD GROUND FLOOR,BUDHANA TO KANDHLA ROAD,BUDHANA,DISTRICT - MUZAFFARNAGAR,UTTAR PRADESH -251309

The branch code is 002008. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Utkarsh Small Finance Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 251762004. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UTKS0002008
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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