Utkarsh Small Finance Bank, NEW PANVEL, RAIGAD Branch IFSC Code

The IFSC code UTKS0001778 is assigned to Utkarsh Small Finance Bank, NEW PANVEL located in RAIGAD, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Utkarsh Small Finance Bank
IFSC Code UTKS0001778
MICR Code 410762002
Branch Code 001778
Branch NEW PANVEL
City RAIGAD
District NEW PANVEL
State MAHARASHTRA
Address GROUND FLOOR,SHOP.NO.1,2&3 SHIV PARVATI,PLOT NO.5,SECTOR 4,VIJAY MARG,NEW PANVEL,NAVI MUMBAI,PANVEL-410206 Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UTKS Bank Code
0 Reserved (0)
001778 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

410 City Code
762 Bank Code
002 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UTKS0001778 is the Indian Financial System Code assigned to Utkarsh Small Finance Bank, NEW PANVEL branch in RAIGAD, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in RAIGAD, NEW PANVEL, MAHARASHTRA. The full address is: GROUND FLOOR,SHOP.NO.1,2&3 SHIV PARVATI,PLOT NO.5,SECTOR 4,VIJAY MARG,NEW PANVEL,NAVI MUMBAI,PANVEL-410206

The branch code is 001778. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Utkarsh Small Finance Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 410762002. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UTKS0001778
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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