Axis Bank, SHIVA SAHAKARI BANK SHIKARIPURA, SHIMOGA Branch IFSC Code

The IFSC code UTIB0SSBANK is assigned to Axis Bank, SHIVA SAHAKARI BANK SHIKARIPURA located in SHIMOGA, KARNATAKA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Axis Bank
IFSC Code UTIB0SSBANK
Branch Code SSBANK
Branch SHIVA SAHAKARI BANK SHIKARIPURA
City SHIMOGA
District SHIKARIPUR
State KARNATAKA
Address VISHVABANDHU MARULASIDDA NILAYA MUNICIPAL OFFICE ROAD SHIKARIPUR 577427 Maps
Contact +918187223081

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UTIB Bank Code
0 Reserved (0)
SSBANK Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UTIB0SSBANK is the Indian Financial System Code assigned to Axis Bank, SHIVA SAHAKARI BANK SHIKARIPURA branch in SHIMOGA, KARNATAKA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in SHIMOGA, SHIKARIPUR, KARNATAKA. The full address is: VISHVABANDHU MARULASIDDA NILAYA MUNICIPAL OFFICE ROAD SHIKARIPUR 577427

The branch code is SSBANK. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Axis Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UTIB0SSBANK
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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