Axis Bank, DHANERA MERCATILE COOP BANK, LAKHANI, BANAS KANTHA Branch IFSC Code

The IFSC code UTIB0SDMCB4 is assigned to Axis Bank, DHANERA MERCATILE COOP BANK, LAKHANI located in BANAS KANTHA, GUJARAT. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Axis Bank
IFSC Code UTIB0SDMCB4
MICR Code 385808503
Branch Code SDMCB4
Branch DHANERA MERCATILE COOP BANK, LAKHANI
City BANAS KANTHA
District DHANERA
State GUJARAT
Address DEESA HIGHWAY, LAKHANI, 3855535 Maps
Contact +912748223467

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UTIB Bank Code
0 Reserved (0)
SDMCB4 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

385 City Code
808 Bank Code
503 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UTIB0SDMCB4 is the Indian Financial System Code assigned to Axis Bank, DHANERA MERCATILE COOP BANK, LAKHANI branch in BANAS KANTHA, GUJARAT. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in BANAS KANTHA, DHANERA, GUJARAT. The full address is: DEESA HIGHWAY, LAKHANI, 3855535

The branch code is SDMCB4. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Axis Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 385808503. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UTIB0SDMCB4
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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