Axis Bank, KSRTC LAYOUT JP NAGAR, BANGALORE Branch IFSC Code

The IFSC code UTIB0004070 is assigned to Axis Bank, KSRTC LAYOUT JP NAGAR located in BANGALORE, KARNATAKA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Axis Bank
IFSC Code UTIB0004070
Branch Code 004070
Branch KSRTC LAYOUT JP NAGAR
City BANGALORE
District BENGALURU
State KARNATAKA
Address GRD FLR SREE GURURAYA MANSION SHOP NO 1 SOUTH WING NO 759 8TH MAIN JP NAGAR 3RD PHASE BENGALURU 560078 Maps
Contact +918095040701

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UTIB Bank Code
0 Reserved (0)
004070 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UTIB0004070 is the Indian Financial System Code assigned to Axis Bank, KSRTC LAYOUT JP NAGAR branch in BANGALORE, KARNATAKA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in BANGALORE, BENGALURU, KARNATAKA. The full address is: GRD FLR SREE GURURAYA MANSION SHOP NO 1 SOUTH WING NO 759 8TH MAIN JP NAGAR 3RD PHASE BENGALURU 560078

The branch code is 004070. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Axis Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UTIB0004070
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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