Unity Small finance Bank Limited, PARASI, ARARIA Branch IFSC Code

The IFSC code UNBA0001005 is assigned to Unity Small finance Bank Limited, PARASI located in ARARIA, BIHAR. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS

Bank Details

Bank Name Unity Small finance Bank Limited
IFSC Code UNBA0001005
Branch Code 001005
Branch PARASI
City ARARIA
District PARASI
State BIHAR
Address S/O HAJI INSAN ALI,PALASI,WARD-4,ARARIA,CHAKRDHA,TALUKA-CHAKRDHA,DISTRICT-ARARIA,BIHAR-854318 Maps
Contact +917079169623

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UNBA Bank Code
0 Reserved (0)
001005 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UNBA0001005 is the Indian Financial System Code assigned to Unity Small finance Bank Limited, PARASI branch in ARARIA, BIHAR. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in ARARIA, PARASI, BIHAR. The full address is: S/O HAJI INSAN ALI,PALASI,WARD-4,ARARIA,CHAKRDHA,TALUKA-CHAKRDHA,DISTRICT-ARARIA,BIHAR-854318

The branch code is 001005. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Unity Small finance Bank Limited.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UNBA0001005
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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