UCO Bank, GOGHA, BHAGALPUR Branch IFSC Code

The IFSC code UCBA0002280 is assigned to UCO Bank, GOGHA located in BHAGALPUR, BIHAR. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name UCO Bank
IFSC Code UCBA0002280
MICR Code 812028515
Branch Code 002280
Branch GOGHA
City BHAGALPUR
District BHAGALPUR
State BIHAR
Address AT GOLSARAK GHOGHA PO GHOGHA DIST BHAGALPUR ,BHAGALPUR ,BIHAR PIN 813205 Maps
Contact +916412610641

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UCBA Bank Code
0 Reserved (0)
002280 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

812 City Code
028 Bank Code
515 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UCBA0002280 is the Indian Financial System Code assigned to UCO Bank, GOGHA branch in BHAGALPUR, BIHAR. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in BHAGALPUR, BHAGALPUR, BIHAR. The full address is: AT GOLSARAK GHOGHA PO GHOGHA DIST BHAGALPUR ,BHAGALPUR ,BIHAR PIN 813205

The branch code is 002280. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of UCO Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 812028515. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UCBA0002280
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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