UCO Bank, GAGGAL, KANGRA Branch IFSC Code

The IFSC code UCBA0002228 is assigned to UCO Bank, GAGGAL located in KANGRA, HIMACHAL PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name UCO Bank
IFSC Code UCBA0002228
MICR Code 176028356
Branch Code 002228
Branch GAGGAL
City KANGRA
District GAGGAL
State HIMACHAL PRADESH
Address AIRPORT ROAD GAGGAL DISTT. KANGRA ,KANGRA ,HIMACHAL PRADESH PIN 176209 Maps
Contact +919418122224

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UCBA Bank Code
0 Reserved (0)
002228 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

176 City Code
028 Bank Code
356 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UCBA0002228 is the Indian Financial System Code assigned to UCO Bank, GAGGAL branch in KANGRA, HIMACHAL PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in KANGRA, GAGGAL, HIMACHAL PRADESH. The full address is: AIRPORT ROAD GAGGAL DISTT. KANGRA ,KANGRA ,HIMACHAL PRADESH PIN 176209

The branch code is 002228. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of UCO Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 176028356. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UCBA0002228
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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