UCO Bank, WHITE HOUSE COMPOUND, GAYA BIHAR Branch IFSC Code

The IFSC code UCBA0001896 is assigned to UCO Bank, WHITE HOUSE COMPOUND located in GAYA BIHAR, BIHAR. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name UCO Bank
IFSC Code UCBA0001896
MICR Code 823028005
Branch Code 001896
Branch WHITE HOUSE COMPOUND
City GAYA BIHAR
District GAYA BIHAR
State BIHAR
Address MIRZA GHALIB COLLEGE CAMPUS WHITE HOUSE COMPOUND, GAYA ,GAYA ,BIHAR PIN 823001 Maps
Contact +916312226055

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UCBA Bank Code
0 Reserved (0)
001896 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

823 City Code
028 Bank Code
005 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UCBA0001896 is the Indian Financial System Code assigned to UCO Bank, WHITE HOUSE COMPOUND branch in GAYA BIHAR, BIHAR. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in GAYA BIHAR, GAYA BIHAR, BIHAR. The full address is: MIRZA GHALIB COLLEGE CAMPUS WHITE HOUSE COMPOUND, GAYA ,GAYA ,BIHAR PIN 823001

The branch code is 001896. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of UCO Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 823028005. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UCBA0001896
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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