UCO Bank, AIZAWL, AIZWAL Branch IFSC Code

The IFSC code UCBA0000861 is assigned to UCO Bank, AIZAWL located in AIZWAL, MIZORAM. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name UCO Bank
IFSC Code UCBA0000861
MICR Code 796028002
Branch Code 000861
Branch AIZAWL
City AIZWAL
District AIZWAL
State MIZORAM
Address AIZAWL BRANCH BARA BAZAR DAWRPUI, AIZAWL ,MIZORAM PIN 796001 Maps
Contact +913812322810

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UCBA Bank Code
0 Reserved (0)
000861 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

796 City Code
028 Bank Code
002 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UCBA0000861 is the Indian Financial System Code assigned to UCO Bank, AIZAWL branch in AIZWAL, MIZORAM. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in AIZWAL, AIZWAL, MIZORAM. The full address is: AIZAWL BRANCH BARA BAZAR DAWRPUI, AIZAWL ,MIZORAM PIN 796001

The branch code is 000861. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of UCO Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 796028002. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UCBA0000861
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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