UCO Bank, BIRLA NAGAR GWALIOR, BHOPAL Branch IFSC Code

The IFSC code UCBA0000324 is assigned to UCO Bank, BIRLA NAGAR GWALIOR located in BHOPAL, MADHYA PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name UCO Bank
IFSC Code UCBA0000324
MICR Code 474028002
Branch Code 000324
Branch BIRLA NAGAR GWALIOR
City BHOPAL
District BHOPAL
State MADHYA PRADESH
Address UCO BANK BUILDING ,GWALIOR ,MADHYA PRADESH PIN 474004 Maps
Contact +917512364222

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UCBA Bank Code
0 Reserved (0)
000324 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

474 City Code
028 Bank Code
002 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UCBA0000324 is the Indian Financial System Code assigned to UCO Bank, BIRLA NAGAR GWALIOR branch in BHOPAL, MADHYA PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in BHOPAL, BHOPAL, MADHYA PRADESH. The full address is: UCO BANK BUILDING ,GWALIOR ,MADHYA PRADESH PIN 474004

The branch code is 000324. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of UCO Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 474028002. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UCBA0000324
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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