Union Bank of India, HUBLI RETAIL LOAN HUB, DHARWAD Branch IFSC Code

The IFSC code UBIN0908789 is assigned to Union Bank of India, HUBLI RETAIL LOAN HUB located in DHARWAD, KARNATAKA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Union Bank of India
IFSC Code UBIN0908789
Branch Code 908789
Branch HUBLI RETAIL LOAN HUB
City DHARWAD
District HUBLIDHARWAD
State KARNATAKA
Address GROUND FLOOR,J.G.COLLEGE OF COMMERCE,P.B.ROAD, VIDYANAGAR,HUBLI 580022 KARNATAKA Maps
Contact +918362229055

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UBIN Bank Code
0 Reserved (0)
908789 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UBIN0908789 is the Indian Financial System Code assigned to Union Bank of India, HUBLI RETAIL LOAN HUB branch in DHARWAD, KARNATAKA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in DHARWAD, HUBLIDHARWAD, KARNATAKA. The full address is: GROUND FLOOR,J.G.COLLEGE OF COMMERCE,P.B.ROAD, VIDYANAGAR,HUBLI 580022 KARNATAKA

The branch code is 908789. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Union Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UBIN0908789
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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