Union Bank of India, KHANNA, LUDHIANA Branch IFSC Code

The IFSC code UBIN0816850 is assigned to Union Bank of India, KHANNA located in LUDHIANA, PUNJAB. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Union Bank of India
IFSC Code UBIN0816850
Branch Code 816850
Branch KHANNA
City LUDHIANA
District KHANNA
State PUNJAB
Address A S SENIOR SECONDARY SCHOOL COMPLEXSAMRALA ROAD,KHANNA,PUNJAB -141401 Maps
Contact +911628221346

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UBIN Bank Code
0 Reserved (0)
816850 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UBIN0816850 is the Indian Financial System Code assigned to Union Bank of India, KHANNA branch in LUDHIANA, PUNJAB. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in LUDHIANA, KHANNA, PUNJAB. The full address is: A S SENIOR SECONDARY SCHOOL COMPLEXSAMRALA ROAD,KHANNA,PUNJAB -141401

The branch code is 816850. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Union Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UBIN0816850
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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