Union Bank of India, MULANTHURUTHY, ERNAKULAM Branch IFSC Code

The IFSC code UBIN0555061 is assigned to Union Bank of India, MULANTHURUTHY located in ERNAKULAM, KERALA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Union Bank of India
IFSC Code UBIN0555061
MICR Code 682026041
Branch Code 555061
Branch MULANTHURUTHY
City ERNAKULAM
District MULANTHURUTHY
State KERALA
Address GROUND FLOOR, KURICKAL ESTATE,CHOTTANIKKARA ROAD, MULANTHURUTY,P.O. DIST. ERNAKULAM, KERALA - 682 314. Maps
Contact 2744600

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UBIN Bank Code
0 Reserved (0)
555061 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

682 City Code
026 Bank Code
041 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UBIN0555061 is the Indian Financial System Code assigned to Union Bank of India, MULANTHURUTHY branch in ERNAKULAM, KERALA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in ERNAKULAM, MULANTHURUTHY, KERALA. The full address is: GROUND FLOOR, KURICKAL ESTATE,CHOTTANIKKARA ROAD, MULANTHURUTY,P.O. DIST. ERNAKULAM, KERALA - 682 314.

The branch code is 555061. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Union Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 682026041. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UBIN0555061
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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