Union Bank of India, PATNA, PATNA Branch IFSC Code

The IFSC code UBIN0554189 is assigned to Union Bank of India, PATNA located in PATNA, BIHAR. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Union Bank of India
IFSC Code UBIN0554189
MICR Code 800026001
Branch Code 554189
Branch PATNA
City PATNA
District PATNA
State BIHAR
Address SERVICE BRANCH,PATNA,1ST FLOOR, PUSHPA COMPLEX,FARZER ROAD PATNA-800001. Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UBIN Bank Code
0 Reserved (0)
554189 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

800 City Code
026 Bank Code
001 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UBIN0554189 is the Indian Financial System Code assigned to Union Bank of India, PATNA branch in PATNA, BIHAR. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in PATNA, PATNA, BIHAR. The full address is: SERVICE BRANCH,PATNA,1ST FLOOR, PUSHPA COMPLEX,FARZER ROAD PATNA-800001.

The branch code is 554189. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Union Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 800026001. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UBIN0554189
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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