Union Bank of India, MELAMATHUR, PERAMBALUR Branch IFSC Code

The IFSC code UBIN0544949 is assigned to Union Bank of India, MELAMATHUR located in PERAMBALUR, TAMIL NADU. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Union Bank of India
IFSC Code UBIN0544949
MICR Code 621026502
Branch Code 544949
Branch MELAMATHUR
City PERAMBALUR
District MELAMATHUR
State TAMIL NADU
Address ARIYALUR PERUMBALUR ROAD MELAMATHUR DIST. TIRUCHIRAPALLI TAMIL NADU PIN 621708 Maps
Contact 222207

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UBIN Bank Code
0 Reserved (0)
544949 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

621 City Code
026 Bank Code
502 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UBIN0544949 is the Indian Financial System Code assigned to Union Bank of India, MELAMATHUR branch in PERAMBALUR, TAMIL NADU. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in PERAMBALUR, MELAMATHUR, TAMIL NADU. The full address is: ARIYALUR PERUMBALUR ROAD MELAMATHUR DIST. TIRUCHIRAPALLI TAMIL NADU PIN 621708

The branch code is 544949. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Union Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 621026502. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UBIN0544949
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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