Union Bank of India, KOKKAYAR, IDUKKI Branch IFSC Code

The IFSC code UBIN0544736 is assigned to Union Bank of India, KOKKAYAR located in IDUKKI, KERALA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Union Bank of India
IFSC Code UBIN0544736
Branch Code 544736
Branch KOKKAYAR
City IDUKKI
District KOKKAYAR
State KERALA
Address KOKKAYAR POST KOOTTICKAL DIST. IDUKKI KERALA PIN 686514 Maps
Contact 284173

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UBIN Bank Code
0 Reserved (0)
544736 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UBIN0544736 is the Indian Financial System Code assigned to Union Bank of India, KOKKAYAR branch in IDUKKI, KERALA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in IDUKKI, KOKKAYAR, KERALA. The full address is: KOKKAYAR POST KOOTTICKAL DIST. IDUKKI KERALA PIN 686514

The branch code is 544736. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Union Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UBIN0544736
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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