Union Bank of India, POTHANICAD, ERNAKULAM Branch IFSC Code

The IFSC code UBIN0542300 is assigned to Union Bank of India, POTHANICAD located in ERNAKULAM, KERALA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Union Bank of India
IFSC Code UBIN0542300
Branch Code 542300
Branch POTHANICAD
City ERNAKULAM
District POTHANIKAD
State KERALA
Address NEDUMCHALIL BUILDING, 1ST FLOOR, POTHANICAD, DIST. ERNAKULAM, POST VIA.MUVATTUPUZHA, KERALA, PIN - 686 671 Maps
Contact 2562061

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UBIN Bank Code
0 Reserved (0)
542300 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UBIN0542300 is the Indian Financial System Code assigned to Union Bank of India, POTHANICAD branch in ERNAKULAM, KERALA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in ERNAKULAM, POTHANIKAD, KERALA. The full address is: NEDUMCHALIL BUILDING, 1ST FLOOR, POTHANICAD, DIST. ERNAKULAM, POST VIA.MUVATTUPUZHA, KERALA, PIN - 686 671

The branch code is 542300. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Union Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UBIN0542300
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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