Union Bank of India, MARGRAM, BIRBHUM Branch IFSC Code

The IFSC code UBIN0539147 is assigned to Union Bank of India, MARGRAM located in BIRBHUM, WEST BENGAL. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Union Bank of India
IFSC Code UBIN0539147
Branch Code 539147
Branch MARGRAM
City BIRBHUM
District MARGRAM
State WEST BENGAL
Address AT POST MARGRAM DIST. BIRBHUM WEST BENGAL PIN 731217. Maps
Contact 265289

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

UBIN Bank Code
0 Reserved (0)
539147 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code UBIN0539147 is the Indian Financial System Code assigned to Union Bank of India, MARGRAM branch in BIRBHUM, WEST BENGAL. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in BIRBHUM, MARGRAM, WEST BENGAL. The full address is: AT POST MARGRAM DIST. BIRBHUM WEST BENGAL PIN 731217.

The branch code is 539147. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Union Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: UBIN0539147
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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