Saraswat Co-operative Bank, SEAWOOD BRANCH, NAVI MUMBAI, THANE Branch IFSC Code

The IFSC code SRCB0000429 is assigned to Saraswat Co-operative Bank, SEAWOOD BRANCH, NAVI MUMBAI located in THANE, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Saraswat Co-operative Bank
IFSC Code SRCB0000429
MICR Code 400088134
Branch Code 000429
Branch SEAWOOD BRANCH, NAVI MUMBAI
City THANE
District NEW BOMBAY
State MAHARASHTRA
Address SHOP NOS. 11 TO 14, GROUND FLOOR, AMBICA APTS, PLOT NO. 10, SECTOR 42A, NERUL, NAVI MUMBAI 400706 Maps
Contact +912227714551

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

SRCB Bank Code
0 Reserved (0)
000429 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

400 City Code
088 Bank Code
134 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code SRCB0000429 is the Indian Financial System Code assigned to Saraswat Co-operative Bank, SEAWOOD BRANCH, NAVI MUMBAI branch in THANE, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in THANE, NEW BOMBAY, MAHARASHTRA. The full address is: SHOP NOS. 11 TO 14, GROUND FLOOR, AMBICA APTS, PLOT NO. 10, SECTOR 42A, NERUL, NAVI MUMBAI 400706

The branch code is 000429. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Saraswat Co-operative Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 400088134. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: SRCB0000429
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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