Smriti Nagrik Sahakari Bank, NAHARGARH, MANDSAUR Branch IFSC Code

The IFSC code SMNB0000009 is assigned to Smriti Nagrik Sahakari Bank, NAHARGARH located in MANDSAUR, MADHYA PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS

Bank Details

Bank Name Smriti Nagrik Sahakari Bank
IFSC Code SMNB0000009
MICR Code 458832004
Branch Code 000009
Branch NAHARGARH
City MANDSAUR
District NAHARGARH
State MADHYA PRADESH
Address KAMLA SHAMBHU MARKET,AMBIKA GARDEN,NAHARGARH BILLOD MAIN ROAD,MANDSAUR,MADHYA PRADESH 458558 Maps
Contact +917424405624

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

SMNB Bank Code
0 Reserved (0)
000009 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

458 City Code
832 Bank Code
004 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code SMNB0000009 is the Indian Financial System Code assigned to Smriti Nagrik Sahakari Bank, NAHARGARH branch in MANDSAUR, MADHYA PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in MANDSAUR, NAHARGARH, MADHYA PRADESH. The full address is: KAMLA SHAMBHU MARKET,AMBIKA GARDEN,NAHARGARH BILLOD MAIN ROAD,MANDSAUR,MADHYA PRADESH 458558

The branch code is 000009. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Smriti Nagrik Sahakari Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 458832004. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: SMNB0000009
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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