State Bank of India, SBICREDITCARD-NEFT, RAIGAD Branch IFSC Code

The IFSC code SBIN00CARDS is assigned to State Bank of India, SBICREDITCARD-NEFT located in RAIGAD, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name State Bank of India
IFSC Code SBIN00CARDS
Branch Code 0CARDS
Branch SBICREDITCARD-NEFT
City RAIGAD
District MUMBAI
State MAHARASHTRA
Address PAYMENT SYSTEMS GROUP,STATE BANK GITC,CBD BELAPUR,NAVI MUMBAI Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

SBIN Bank Code
0 Reserved (0)
0CARDS Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code SBIN00CARDS is the Indian Financial System Code assigned to State Bank of India, SBICREDITCARD-NEFT branch in RAIGAD, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in RAIGAD, MUMBAI, MAHARASHTRA. The full address is: PAYMENT SYSTEMS GROUP,STATE BANK GITC,CBD BELAPUR,NAVI MUMBAI

The branch code is 0CARDS. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of State Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: SBIN00CARDS
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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