State Bank of India, PAZHAKULAM, PATHANAMTHITTA Branch IFSC Code

The IFSC code SBIN0070846 is assigned to State Bank of India, PAZHAKULAM located in PATHANAMTHITTA, KERALA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name State Bank of India
IFSC Code SBIN0070846
MICR Code 691002941
Branch Code 070846
Branch PAZHAKULAM
City PATHANAMTHITTA
District ADOOR
State KERALA
Address BUILDINGNOVI321,MUSHAYATHBUILDING,KPROAD,PAZHAKULAMPO,ADOOR,PALLIKKALCENTRE691527 Maps
Contact +914734237071

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

SBIN Bank Code
0 Reserved (0)
070846 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

691 City Code
002 Bank Code
941 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code SBIN0070846 is the Indian Financial System Code assigned to State Bank of India, PAZHAKULAM branch in PATHANAMTHITTA, KERALA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in PATHANAMTHITTA, ADOOR, KERALA. The full address is: BUILDINGNOVI321,MUSHAYATHBUILDING,KPROAD,PAZHAKULAMPO,ADOOR,PALLIKKALCENTRE691527

The branch code is 070846. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of State Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 691002941. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: SBIN0070846
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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