State Bank of India, SME BALLIA, VARANASI Branch IFSC Code

The IFSC code SBIN0064960 is assigned to State Bank of India, SME BALLIA located in VARANASI, UTTAR PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name State Bank of India
IFSC Code SBIN0064960
Branch Code 064960
Branch SME BALLIA
City VARANASI
District VARANASI
State UTTAR PRADESH
Address SME BALLIA, MAL GODAM CHOWK,BALLIA, 277001 Maps
Contact +919771003482

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

SBIN Bank Code
0 Reserved (0)
064960 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code SBIN0064960 is the Indian Financial System Code assigned to State Bank of India, SME BALLIA branch in VARANASI, UTTAR PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in VARANASI, VARANASI, UTTAR PRADESH. The full address is: SME BALLIA, MAL GODAM CHOWK,BALLIA, 277001

The branch code is 064960. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of State Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: SBIN0064960
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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