State Bank of India, SARC, LUDHIANA Branch IFSC Code

The IFSC code SBIN0005271 is assigned to State Bank of India, SARC located in LUDHIANA, PUNJAB. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name State Bank of India
IFSC Code SBIN0005271
Branch Code 005271
Branch SARC
City LUDHIANA
District SARC LUDHIANA
State PUNJAB
Address SBI CIVIL LINES BRANCHLUDHIANA Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

SBIN Bank Code
0 Reserved (0)
005271 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code SBIN0005271 is the Indian Financial System Code assigned to State Bank of India, SARC branch in LUDHIANA, PUNJAB. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in LUDHIANA, SARC LUDHIANA, PUNJAB. The full address is: SBI CIVIL LINES BRANCHLUDHIANA

The branch code is 005271. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of State Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: SBIN0005271
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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