State Bank of India, SIRATHU, KAUSHAMBI Branch IFSC Code

The IFSC code SBIN0001866 is assigned to State Bank of India, SIRATHU located in KAUSHAMBI, UTTAR PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name State Bank of India
IFSC Code SBIN0001866
MICR Code 212002048
Branch Code 001866
Branch SIRATHU
City KAUSHAMBI
District KAUSHAMBI
State UTTAR PRADESH
Address DISTKAUSHAMBI UTTAR PRADESH 212217 Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

SBIN Bank Code
0 Reserved (0)
001866 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

212 City Code
002 Bank Code
048 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code SBIN0001866 is the Indian Financial System Code assigned to State Bank of India, SIRATHU branch in KAUSHAMBI, UTTAR PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in KAUSHAMBI, KAUSHAMBI, UTTAR PRADESH. The full address is: DISTKAUSHAMBI UTTAR PRADESH 212217

The branch code is 001866. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of State Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 212002048. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: SBIN0001866
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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