Reserve Bank of India, SHIMLA, SHIMLA Branch IFSC Code

The IFSC code RBIS0SMPA01 is assigned to Reserve Bank of India, SHIMLA located in SHIMLA, HIMACHAL PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Reserve Bank of India
IFSC Code RBIS0SMPA01
Branch Code SMPA01
Branch SHIMLA
City SHIMLA
District KASUMPATI
State HIMACHAL PRADESH
Address RESERVE BANK OF INDIA, MAIN MARKET , KASUMPATI, SHIMLA-171009 Maps
Contact +911772629108

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

RBIS Bank Code
0 Reserved (0)
SMPA01 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code RBIS0SMPA01 is the Indian Financial System Code assigned to Reserve Bank of India, SHIMLA branch in SHIMLA, HIMACHAL PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in SHIMLA, KASUMPATI, HIMACHAL PRADESH. The full address is: RESERVE BANK OF INDIA, MAIN MARKET , KASUMPATI, SHIMLA-171009

The branch code is SMPA01. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Reserve Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: RBIS0SMPA01
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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