Punjab National Bank, RTGS CENTER, MUMBAI Branch IFSC Code

The IFSC code PUNB0RTGS00 is assigned to Punjab National Bank, RTGS CENTER located in MUMBAI, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Punjab National Bank
IFSC Code PUNB0RTGS00
Branch Code RTGS00
Branch RTGS CENTER
City MUMBAI
District MUMBAI
State MAHARASHTRA
Address RTGS CENTER PNB MUMBAI HOUSE PM ROAD FORT MUMBAI Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PUNB Bank Code
0 Reserved (0)
RTGS00 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PUNB0RTGS00 is the Indian Financial System Code assigned to Punjab National Bank, RTGS CENTER branch in MUMBAI, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in MUMBAI, MUMBAI, MAHARASHTRA. The full address is: RTGS CENTER PNB MUMBAI HOUSE PM ROAD FORT MUMBAI

The branch code is RTGS00. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab National Bank.

This branch supports the following electronic fund transfer services:

  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PUNB0RTGS00
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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