Punjab National Bank, CHAPRA GANDHI CHOWK, CHAPRA Branch IFSC Code

The IFSC code PUNB0995200 is assigned to Punjab National Bank, CHAPRA GANDHI CHOWK located in CHAPRA, BIHAR. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Punjab National Bank
IFSC Code PUNB0995200
Branch Code 995200
Branch CHAPRA GANDHI CHOWK
City CHAPRA
District SARAN
State BIHAR
Address PUNJAB NATIONAL BANK GANDHI CHOWK CHAPRA BIHAR 841301 Maps
Contact +917033595535

Nearby Punjab National Bank Branches

CHAPRA, DISTT. SARAN ,BIHAR
CHAPRA

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PUNB Bank Code
0 Reserved (0)
995200 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PUNB0995200 is the Indian Financial System Code assigned to Punjab National Bank, CHAPRA GANDHI CHOWK branch in CHAPRA, BIHAR. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in CHAPRA, SARAN, BIHAR. The full address is: PUNJAB NATIONAL BANK GANDHI CHOWK CHAPRA BIHAR 841301

The branch code is 995200. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab National Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PUNB0995200
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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