Punjab National Bank, INDIRANAGAR NASIK, NASIK Branch IFSC Code

The IFSC code PUNB0892800 is assigned to Punjab National Bank, INDIRANAGAR NASIK located in NASIK, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Punjab National Bank
IFSC Code PUNB0892800
MICR Code 422024008
Branch Code 892800
Branch INDIRANAGAR NASIK
City NASIK
District NASIK
State MAHARASHTRA
Address PSHOP NO 2 AND 3 SNEH HEIGHTS 100 FT RING ROAD SN 876 INDIRANAGAR MH NASIK 422009 Maps
Contact +917219700580

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PUNB Bank Code
0 Reserved (0)
892800 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

422 City Code
024 Bank Code
008 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PUNB0892800 is the Indian Financial System Code assigned to Punjab National Bank, INDIRANAGAR NASIK branch in NASIK, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in NASIK, NASIK, MAHARASHTRA. The full address is: PSHOP NO 2 AND 3 SNEH HEIGHTS 100 FT RING ROAD SN 876 INDIRANAGAR MH NASIK 422009

The branch code is 892800. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab National Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 422024008. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PUNB0892800
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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