Punjab National Bank, CIRCLE SASTRA CUTTACK, BHUBANESHWAR Branch IFSC Code
The IFSC code PUNB0821600 is assigned to Punjab National Bank, CIRCLE SASTRA CUTTACK located in BHUBANESHWAR, ODISHA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.
Bank Details
| Bank Name | Punjab National Bank | |
| IFSC Code | PUNB0821600 | |
| Branch Code | 821600 | |
| Branch | CIRCLE SASTRA CUTTACK | |
| City | BHUBANESHWAR | |
| District | BHUBANESHWAR | |
| State | ODISHA | |
| Address | A32 KHANVEL NAGAR UNIT 3 BHUBHANESHWAR OR BHUBA 751001 | Maps |
| Contact | +911123765326 |
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Understanding IFSC and MICR Codes
What is IFSC Code?
IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.
What is MICR Code?
MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.
When to Use These Codes?
- NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
- RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
- IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
- Cheque Processing: MICR code is printed on cheques for automated clearing
Frequently Asked Questions
IFSC Code PUNB0821600 is the Indian Financial System Code assigned to Punjab National Bank, CIRCLE SASTRA CUTTACK branch in BHUBANESHWAR, ODISHA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.
This branch is located in BHUBANESHWAR, BHUBANESHWAR, ODISHA. The full address is: A32 KHANVEL NAGAR UNIT 3 BHUBHANESHWAR OR BHUBA 751001
The branch code is 821600. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab National Bank.
This branch supports the following electronic fund transfer services:
- NEFT - Available
- RTGS - Available
- IMPS - Available
- UPI - Available
To use this IFSC code for fund transfers:
- Log in to your bank's internet banking or mobile app
- Navigate to fund transfer section (NEFT/RTGS/IMPS)
- Enter the beneficiary's account number
- Enter IFSC Code: PUNB0821600
- Verify the bank and branch details auto-populated
- Complete the transfer