Punjab National Bank, JAIGAON, JAIGAON Branch IFSC Code

The IFSC code PUNB0757300 is assigned to Punjab National Bank, JAIGAON located in JAIGAON, WEST BENGAL. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Punjab National Bank
IFSC Code PUNB0757300
MICR Code 736024102
Branch Code 757300
Branch JAIGAON
City JAIGAON
District JAIGAON - WEST BENGAL
State WEST BENGAL
Address N S ROAD DISTT JALPAIGURI Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PUNB Bank Code
0 Reserved (0)
757300 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

736 City Code
024 Bank Code
102 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PUNB0757300 is the Indian Financial System Code assigned to Punjab National Bank, JAIGAON branch in JAIGAON, WEST BENGAL. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in JAIGAON, JAIGAON - WEST BENGAL, WEST BENGAL. The full address is: N S ROAD DISTT JALPAIGURI

The branch code is 757300. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab National Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 736024102. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PUNB0757300
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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