Punjab National Bank, AROOR, CHNDROOR, AROOR Branch IFSC Code

The IFSC code PUNB0749400 is assigned to Punjab National Bank, AROOR located in CHNDROOR, AROOR, KERALA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Punjab National Bank
IFSC Code PUNB0749400
Branch Code 749400
Branch AROOR
City CHNDROOR, AROOR
District AROOR ,KERALA
State KERALA
Address AROOR PUTHENMADOM,VELUTHULLIL JUNCTION Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PUNB Bank Code
0 Reserved (0)
749400 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PUNB0749400 is the Indian Financial System Code assigned to Punjab National Bank, AROOR branch in CHNDROOR, AROOR, KERALA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in CHNDROOR, AROOR, AROOR ,KERALA, KERALA. The full address is: AROOR PUTHENMADOM,VELUTHULLIL JUNCTION

The branch code is 749400. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab National Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PUNB0749400
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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