Punjab National Bank, CHAMRAJ NAGAR, CHAMRAJ NAGAR, KARNATAKA Branch IFSC Code

The IFSC code PUNB0654400 is assigned to Punjab National Bank, CHAMRAJ NAGAR located in CHAMRAJ NAGAR, KARNATAKA, KARNATAKA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Punjab National Bank
IFSC Code PUNB0654400
Branch Code 654400
Branch CHAMRAJ NAGAR
City CHAMRAJ NAGAR, KARNATAKA
District CHAMRAJ NAGAR
State KARNATAKA
Address D 136/126, NANJANGUD, NEAR MARALLI CIRCLE Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PUNB Bank Code
0 Reserved (0)
654400 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PUNB0654400 is the Indian Financial System Code assigned to Punjab National Bank, CHAMRAJ NAGAR branch in CHAMRAJ NAGAR, KARNATAKA, KARNATAKA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in CHAMRAJ NAGAR, KARNATAKA, CHAMRAJ NAGAR, KARNATAKA. The full address is: D 136/126, NANJANGUD, NEAR MARALLI CIRCLE

The branch code is 654400. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab National Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PUNB0654400
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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