Punjab National Bank, GURUKUL KANGRI, HARDWAR, HARIDWAR Branch IFSC Code

The IFSC code PUNB0406300 is assigned to Punjab National Bank, GURUKUL KANGRI, HARDWAR located in HARIDWAR, UTTARAKHAND. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Punjab National Bank
IFSC Code PUNB0406300
MICR Code 249024007
Branch Code 406300
Branch GURUKUL KANGRI, HARDWAR
City HARIDWAR
District HARIDWAR
State UTTARAKHAND
Address GURUKUL KANGRI, HARDWAR Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PUNB Bank Code
0 Reserved (0)
406300 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

249 City Code
024 Bank Code
007 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PUNB0406300 is the Indian Financial System Code assigned to Punjab National Bank, GURUKUL KANGRI, HARDWAR branch in HARIDWAR, UTTARAKHAND. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in HARIDWAR, HARIDWAR, UTTARAKHAND. The full address is: GURUKUL KANGRI, HARDWAR

The branch code is 406300. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab National Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 249024007. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PUNB0406300
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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