Punjab National Bank, MAHAMADABAD KOTWA, RAE BARELI Branch IFSC Code

The IFSC code PUNB0196420 is assigned to Punjab National Bank, MAHAMADABAD KOTWA located in RAE BARELI, UTTAR PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Punjab National Bank
IFSC Code PUNB0196420
Branch Code 196420
Branch MAHAMADABAD KOTWA
City RAE BARELI
District LUCKNOW
State UTTAR PRADESH
Address MAHAMADABAD KOTWA, Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PUNB Bank Code
0 Reserved (0)
196420 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PUNB0196420 is the Indian Financial System Code assigned to Punjab National Bank, MAHAMADABAD KOTWA branch in RAE BARELI, UTTAR PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in RAE BARELI, LUCKNOW, UTTAR PRADESH. The full address is: MAHAMADABAD KOTWA,

The branch code is 196420. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab National Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PUNB0196420
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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