Punjab National Bank, JWALAMUKHI, DISTT KANGRA, KANGRA Branch IFSC Code

The IFSC code PUNB0189110 is assigned to Punjab National Bank, JWALAMUKHI, DISTT KANGRA located in KANGRA, HIMACHAL PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Punjab National Bank
IFSC Code PUNB0189110
MICR Code 176024065
Branch Code 189110
Branch JWALAMUKHI, DISTT KANGRA
City KANGRA
District JWALAMUKHI, HP
State HIMACHAL PRADESH
Address BOHAN CHOWK, NEAR AGGARWAL DHARAMSHALA 176031 Maps
Contact +911970222255

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PUNB Bank Code
0 Reserved (0)
189110 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

176 City Code
024 Bank Code
065 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PUNB0189110 is the Indian Financial System Code assigned to Punjab National Bank, JWALAMUKHI, DISTT KANGRA branch in KANGRA, HIMACHAL PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in KANGRA, JWALAMUKHI, HP, HIMACHAL PRADESH. The full address is: BOHAN CHOWK, NEAR AGGARWAL DHARAMSHALA 176031

The branch code is 189110. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab National Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 176024065. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PUNB0189110
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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