Punjab National Bank, BELSANDI TARA, SAMASTIPUR Branch IFSC Code

The IFSC code PUNB0102320 is assigned to Punjab National Bank, BELSANDI TARA located in SAMASTIPUR, BIHAR. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Punjab National Bank
IFSC Code PUNB0102320
Branch Code 102320
Branch BELSANDI TARA
City SAMASTIPUR
District BELSANDI TARA
State BIHAR
Address P.O BELSANDI TARA,DIST. SAMASTIPUR Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PUNB Bank Code
0 Reserved (0)
102320 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PUNB0102320 is the Indian Financial System Code assigned to Punjab National Bank, BELSANDI TARA branch in SAMASTIPUR, BIHAR. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in SAMASTIPUR, BELSANDI TARA, BIHAR. The full address is: P.O BELSANDI TARA,DIST. SAMASTIPUR

The branch code is 102320. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab National Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PUNB0102320
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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