Punjab National Bank, PALAKKAD-KERALA, PALAKKAD Branch IFSC Code

The IFSC code PUNB0097410 is assigned to Punjab National Bank, PALAKKAD-KERALA located in PALAKKAD, KERALA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Punjab National Bank
IFSC Code PUNB0097410
Branch Code 097410
Branch PALAKKAD-KERALA
City PALAKKAD
District PALAKKAD
State KERALA
Address 1ST FLR,MANGALAM TOWER T.B ROAD 678014 Maps
Contact +914912528677

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PUNB Bank Code
0 Reserved (0)
097410 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PUNB0097410 is the Indian Financial System Code assigned to Punjab National Bank, PALAKKAD-KERALA branch in PALAKKAD, KERALA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in PALAKKAD, PALAKKAD, KERALA. The full address is: 1ST FLR,MANGALAM TOWER T.B ROAD 678014

The branch code is 097410. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab National Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PUNB0097410
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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