Punjab National Bank, MALDA REGION, MALDAH Branch IFSC Code

The IFSC code PUNB0043220 is assigned to Punjab National Bank, MALDA REGION located in MALDAH, WEST BENGAL. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Punjab National Bank
IFSC Code PUNB0043220
Branch Code 043220
Branch MALDA REGION
City MALDAH
District MALAD WEST
State WEST BENGAL
Address SUKANTO MORE,NH34,P.O MALDA Maps

Nearby Punjab National Bank Branches

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PUNB Bank Code
0 Reserved (0)
043220 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PUNB0043220 is the Indian Financial System Code assigned to Punjab National Bank, MALDA REGION branch in MALDAH, WEST BENGAL. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in MALDAH, MALAD WEST, WEST BENGAL. The full address is: SUKANTO MORE,NH34,P.O MALDA

The branch code is 043220. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab National Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PUNB0043220
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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