Punjab & Sind Bank, RANAGHAT, RANAGHAT Branch IFSC Code

The IFSC code PSIB0021684 is assigned to Punjab & Sind Bank, RANAGHAT located in RANAGHAT, WEST BENGAL. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Punjab & Sind Bank
IFSC Code PSIB0021684
Branch Code 021684
Branch RANAGHAT
City RANAGHAT
District RANAGHAT
State WEST BENGAL
Address 173, PAL CHOWDHARI STREET WARD -8, RANAGHAT-DIST-NADIA, WEST BENGAL-741201 Maps
Contact +918168921575

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PSIB Bank Code
0 Reserved (0)
021684 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PSIB0021684 is the Indian Financial System Code assigned to Punjab & Sind Bank, RANAGHAT branch in RANAGHAT, WEST BENGAL. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in RANAGHAT, RANAGHAT, WEST BENGAL. The full address is: 173, PAL CHOWDHARI STREET WARD -8, RANAGHAT-DIST-NADIA, WEST BENGAL-741201

The branch code is 021684. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab & Sind Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PSIB0021684
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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