Punjab & Sind Bank, MORANHAT, CHARAIDEO Branch IFSC Code

The IFSC code PSIB0021677 is assigned to Punjab & Sind Bank, MORANHAT located in CHARAIDEO, ASSAM. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Punjab & Sind Bank
IFSC Code PSIB0021677
Branch Code 021677
Branch MORANHAT
City CHARAIDEO
District MORANHAT
State ASSAM
Address NEAR SBI MORAN TOWN BRANCH ,A.T ROAD, JYOTIPUR,PS MORANHAT DIST CHARAIDEO ASSAM, PIN 785670 Maps
Contact +918638312119

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PSIB Bank Code
0 Reserved (0)
021677 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PSIB0021677 is the Indian Financial System Code assigned to Punjab & Sind Bank, MORANHAT branch in CHARAIDEO, ASSAM. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in CHARAIDEO, MORANHAT, ASSAM. The full address is: NEAR SBI MORAN TOWN BRANCH ,A.T ROAD, JYOTIPUR,PS MORANHAT DIST CHARAIDEO ASSAM, PIN 785670

The branch code is 021677. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab & Sind Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PSIB0021677
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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