Punjab & Sind Bank, PALLIA ,KHERI, UTTAR PRADESH, LAKHIMPUR KHERI Branch IFSC Code

The IFSC code PSIB0000222 is assigned to Punjab & Sind Bank, PALLIA ,KHERI, UTTAR PRADESH located in LAKHIMPUR KHERI, UTTAR PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Punjab & Sind Bank
IFSC Code PSIB0000222
MICR Code 262023421
Branch Code 000222
Branch PALLIA ,KHERI, UTTAR PRADESH
City LAKHIMPUR KHERI
District PALIA KALAN
State UTTAR PRADESH
Address PALLIA (KHERI), MILL ROAD PALLIA,DISTT. KHERI, UTTAR PRADESH-262902 Maps
Contact +915871233354

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

PSIB Bank Code
0 Reserved (0)
000222 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

262 City Code
023 Bank Code
421 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code PSIB0000222 is the Indian Financial System Code assigned to Punjab & Sind Bank, PALLIA ,KHERI, UTTAR PRADESH branch in LAKHIMPUR KHERI, UTTAR PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in LAKHIMPUR KHERI, PALIA KALAN, UTTAR PRADESH. The full address is: PALLIA (KHERI), MILL ROAD PALLIA,DISTT. KHERI, UTTAR PRADESH-262902

The branch code is 000222. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Punjab & Sind Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 262023421. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: PSIB0000222
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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