Mehsana Urban Co-operative Bank, VISNAGAR ROAD, MEHSANA Branch IFSC Code

The IFSC code MSNU0000045 is assigned to Mehsana Urban Co-operative Bank, VISNAGAR ROAD located in MEHSANA, GUJARAT. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Mehsana Urban Co-operative Bank
IFSC Code MSNU0000045
MICR Code 384313006
Branch Code 000045
Branch VISNAGAR ROAD
City MEHSANA
District MEHSANA
State GUJARAT
Address 26,27 GAURAV MALL, NEAR MANAV ASHRAM CIRCLE, VISNAGAR ROAD, MEHSANA Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

MSNU Bank Code
0 Reserved (0)
000045 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

384 City Code
313 Bank Code
006 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code MSNU0000045 is the Indian Financial System Code assigned to Mehsana Urban Co-operative Bank, VISNAGAR ROAD branch in MEHSANA, GUJARAT. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in MEHSANA, MEHSANA, GUJARAT. The full address is: 26,27 GAURAV MALL, NEAR MANAV ASHRAM CIRCLE, VISNAGAR ROAD, MEHSANA

The branch code is 000045. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Mehsana Urban Co-operative Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 384313006. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: MSNU0000045
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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