Maharashtra State Co-operative Bank, NASHIK, NASHIK Branch IFSC Code

The IFSC code MSCI0082040 is assigned to Maharashtra State Co-operative Bank, NASHIK located in NASHIK, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Maharashtra State Co-operative Bank
IFSC Code MSCI0082040
MICR Code 422082002
Branch Code 082040
Branch NASHIK
City NASHIK
District NASHIK
State MAHARASHTRA
Address PLOT NO. 3, SECTOR E, MUMBAI AGRA ROAD, CIDCO, NASHIK 422009 Maps
Contact +912532392855

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

MSCI Bank Code
0 Reserved (0)
082040 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

422 City Code
082 Bank Code
002 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code MSCI0082040 is the Indian Financial System Code assigned to Maharashtra State Co-operative Bank, NASHIK branch in NASHIK, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in NASHIK, NASHIK, MAHARASHTRA. The full address is: PLOT NO. 3, SECTOR E, MUMBAI AGRA ROAD, CIDCO, NASHIK 422009

The branch code is 082040. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Maharashtra State Co-operative Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 422082002. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: MSCI0082040
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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