Kerala Gramin Bank, ERNAKULAM RO, ERNAKULAM Branch IFSC Code

The IFSC code KLGB0040392 is assigned to Kerala Gramin Bank, ERNAKULAM RO located in ERNAKULAM, KERALA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Kerala Gramin Bank
IFSC Code KLGB0040392
Branch Code 040392
Branch ERNAKULAM RO
City ERNAKULAM
District ERNAKULAM
State KERALA
Address 48 24A 3,DANFOSS ARCADE,PERANDOOR ROAD,POTTAKUZHI JN,KALOOR,COCHIN,ERNAKULAM 682026 Maps
Contact +914842536302

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

KLGB Bank Code
0 Reserved (0)
040392 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code KLGB0040392 is the Indian Financial System Code assigned to Kerala Gramin Bank, ERNAKULAM RO branch in ERNAKULAM, KERALA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in ERNAKULAM, ERNAKULAM, KERALA. The full address is: 48 24A 3,DANFOSS ARCADE,PERANDOOR ROAD,POTTAKUZHI JN,KALOOR,COCHIN,ERNAKULAM 682026

The branch code is 040392. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Kerala Gramin Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: KLGB0040392
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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