Kotak Mahindra Bank, Karamana Co-operative Urban Bank IMPS, MUMBAI Branch IFSC Code

The IFSC code KKBK0KCUB01 is assigned to Kotak Mahindra Bank, Karamana Co-operative Urban Bank IMPS located in MUMBAI, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Kotak Mahindra Bank
IFSC Code KKBK0KCUB01
MICR Code 695856002
Branch Code KCUB01
Branch Karamana Co-operative Urban Bank IMPS
City MUMBAI
District THIRUVANANTHAPURAM
State MAHARASHTRA
Address KARAMANA CO OPERATIVE URBAN BANK LTD 1761 MAIN BRANCH THIRUVANANTHAPURAM PIN 695002 Maps
Contact +914712343246

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

KKBK Bank Code
0 Reserved (0)
KCUB01 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

695 City Code
856 Bank Code
002 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code KKBK0KCUB01 is the Indian Financial System Code assigned to Kotak Mahindra Bank, Karamana Co-operative Urban Bank IMPS branch in MUMBAI, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in MUMBAI, THIRUVANANTHAPURAM, MAHARASHTRA. The full address is: KARAMANA CO OPERATIVE URBAN BANK LTD 1761 MAIN BRANCH THIRUVANANTHAPURAM PIN 695002

The branch code is KCUB01. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Kotak Mahindra Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 695856002. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: KKBK0KCUB01
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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