Kotak Mahindra Bank, MUMBAI SANTACRUZ, MUMBAI SUBURBAN Branch IFSC Code

The IFSC code KKBK0000652 is assigned to Kotak Mahindra Bank, MUMBAI SANTACRUZ located in MUMBAI SUBURBAN, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Kotak Mahindra Bank
IFSC Code KKBK0000652
MICR Code 400485004
Branch Code 000652
Branch MUMBAI SANTACRUZ
City MUMBAI SUBURBAN
District MUMBAI
State MAHARASHTRA
Address SAINARA BUILDING,LINKING ROAD,SANTACRUZ (WEST),MUMBAI - 400 054 Maps
Contact +9118602662666

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

KKBK Bank Code
0 Reserved (0)
000652 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

400 City Code
485 Bank Code
004 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code KKBK0000652 is the Indian Financial System Code assigned to Kotak Mahindra Bank, MUMBAI SANTACRUZ branch in MUMBAI SUBURBAN, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in MUMBAI SUBURBAN, MUMBAI, MAHARASHTRA. The full address is: SAINARA BUILDING,LINKING ROAD,SANTACRUZ (WEST),MUMBAI - 400 054

The branch code is 000652. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Kotak Mahindra Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 400485004. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: KKBK0000652
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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