Kallappanna Awade Ichalkaranji Janata Sahakari Bank, INDUSTRIAL ESTATE, KOLHAPUR Branch IFSC Code

The IFSC code KAIJ0000009 is assigned to Kallappanna Awade Ichalkaranji Janata Sahakari Bank, INDUSTRIAL ESTATE located in KOLHAPUR, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Kallappanna Awade Ichalkaranji Janata Sahakari Bank
IFSC Code KAIJ0000009
MICR Code 416386203
Branch Code 000009
Branch INDUSTRIAL ESTATE
City KOLHAPUR
District ICHALKARANJI
State MAHARASHTRA
Address WARD NO 1, H NO 291, BLOCK NO 75, NEAR SHAHU PUTALA, IND ESTATE, ICHALKARANJI 416115 Maps
Contact +912302436150

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

KAIJ Bank Code
0 Reserved (0)
000009 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

416 City Code
386 Bank Code
203 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code KAIJ0000009 is the Indian Financial System Code assigned to Kallappanna Awade Ichalkaranji Janata Sahakari Bank, INDUSTRIAL ESTATE branch in KOLHAPUR, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in KOLHAPUR, ICHALKARANJI, MAHARASHTRA. The full address is: WARD NO 1, H NO 291, BLOCK NO 75, NEAR SHAHU PUTALA, IND ESTATE, ICHALKARANJI 416115

The branch code is 000009. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 416386203. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: KAIJ0000009
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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